Welcome to this space
My professional journey has taken shape across payments, technology, and business building in Asia. I’ve spent years working with teams and partners to launch ideas, scale platforms, and navigate the kind of complexity that only shows up when you’re operating across markets, cultures, and customers. What I’ve valued most through all of this is perspective. The kind you only get by staying close to execution and being open to learning along the way.
I’m driven by curiosity more than certainty. That applies to work and life. I enjoy understanding how systems evolve, how people make decisions, and how small changes can unlock outsized impact. Sometimes that curiosity takes the form of building something new. Other times, it’s as simple as learning a new language to better understand a culture I’m working in.
This site is a snapshot of that ongoing journey. If something here resonates, sparks a question, or feels worth exploring together, I’d be happy to connect.
Latest Articles
-
The Invisible Change Shaping How You Pay
For years, we’ve heard about a battle between payment methods cards, digital wallets, bank transfers. But I believe this misses a deeper, quieter shift. It’s not about how you pay at the checkout. It’s about where your money lives before you even get there. Your Money in Walled Gardens Most of us are used to open-loop money: your debit card, credit
-
Commercialisation Is a Muscle, Not a Deck
As the year winds down, one lesson stands out from building payment products across APAC. Most strategies don’t fail because they’re wrong. They fail because commercialisation is treated as a launch event, not a repeatable capability. The deck is usually solid. Clear vision. Confident numbers. Ambitious timelines.Reality starts after go-live. In APAC, commercialisation is less
-
Crypto-Native Loyalty: Letting Customers Spend Points Across Borders and at POS
For years, banks have been telling customers that rewards points are “as good as cash.”In reality, they’re not. Points are locked inside catalogues, restricted by geography, and often expire before the customer can redeem anything meaningful. Cross-border travel, multi-country lives, and global e-commerce have exposed how outdated most loyalty programs really are. Now imagine a