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Whether you’re a fellow innovator, potential collaborator, or just curious—thank you for stopping by. I hope what you find here sparks ideas, fuels ambition, and maybe even starts a conversation. Let’s connect.
Latest Articles
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The APAC Payments Puzzle: Stitching Together a Fragmented Landscape

If you’re building, selling, or moving money in Asia-Pacific, you know the feeling. The payments stack has never been more powerful, yet the experience has never felt more… patchwork. We’ve built towering skyscrapers of financial technology, but they’re connected by rickety rope bridges. The incumbents? They own the foundations—unbeatable on coverage and compliance. But value…
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Building the Bridges of Digital Commerce — Why Access Matters as Much as Innovation

Every payment today feels instant. Tap, scan, or click — it just works. But behind that “instant” lies a complex web of gateways, APIs, and partnerships that quietly keep global commerce running. And that’s where the real magic — and challenge — happens. The Hidden Infrastructure of Growth When people talk about “innovation” in payments,…
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Payments in APAC: A Crowded Dance Floor, But Who Controls the Music?

Across the Asia-Pacific region, a universal scene unfolds at the checkout counter: a mosaic of QR codes, a battle for prime real estate on smartphone screens, and the rapid adoption of domestic real-time payment rails. It resembles a crowded party where every player is vying to control the music. The critical question remains: who is…