💳 Commercial Payments • 🌏 APAC • 🚀 Platform Commercialisation

Building revenue and scaling payment ecosystems across APAC

I lead regional commercial payments and merchant SaaS businesses across Asia-Pacific, turning platform capabilities into scalable, revenue-generating franchises through ecosystem partnerships and disciplined market expansion.

💼 APAC P&L
🏦 Banks & Networks
🧩 Partnerships
🛍️ Merchant SaaS
🎁 Stored Value & Loyalty

About

Over nearly two decades in payments and commerce, I have operated at the intersection of commercial B2B payments, card issuing and acquiring, merchant SaaS, stored value infrastructure, and loyalty platforms. My focus has consistently been on transforming payment capabilities into sustainable, multi-market growth engines.

Across leadership roles at American Express, HSBC, and Pine Labs, I have led regional P&L ownership, enterprise partnership expansion, and cross-market growth across Singapore, Malaysia, Indonesia, Philippines, Thailand, Hong Kong, and India.

My career focus areas

🔁 B2B rail migration

Enabling migration of large-scale B2B payment flows onto card and virtual card infrastructure.

⚖️ Ecosystem economics

Designing commercial frameworks that align issuer, network, and merchant incentives for sustainable scale.

🎁 Program design

Building and scaling closed-loop and open-loop payment programs across enterprise environments.

🤝 Enterprise partnerships

Expanding partnerships across banks, fintechs, wallets, and large merchant groups to unlock distribution.

📈 Platform commercialisation

Commercialising platform capabilities into recurring, scalable revenue programs across markets.

What I do

🚀 Revenue growth

Scale enterprise revenue by turning platforms into repeatable commercial motions across markets.

🧠 Platform monetisation

Translate product infrastructure into adoption through packaging, GTM, and partner enablement.

🧩 Ecosystem orchestration

Align stakeholders across banks, networks, fintechs, and enterprise merchants for sustainable scale.

🌍 Regional leadership

Lead cross-functional teams across sales, partnerships, product, and delivery across APAC markets.

Beyond work

Taiwan has a special place in my life, and I continue to study Traditional Chinese to deepen cultural connection. I also explore AI tools that improve productivity and help structure commercial decision-making.

Outside payments, I enjoy vintage cars, camping, piano, guitar, and the occasional karaoke session — because learning should stay fun.

Let’s connect

If you’re building across commercial payments, platforms, or APAC expansion strategies, I’m always open to meaningful conversations.

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